Ayushman Bharat 2026 — ₹5 Lakh Free Health Insurance, Golden Card & How to Register
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) 2026 is the world's largest government-funded health insurance scheme. It provides ₹5 lakh per year free health coverage to over 10 crore poor families — approximately 50 crore people — across India.
Under this scheme, all hospital treatment is completely free — from surgery to medicines, ICU to post-operative care. No cash needed at the hospital — just show your Ayushman card at any of the 24,000+ empanelled hospitals.
📌 Ayushman Bharat 2026 — Quick Highlights
- Annual Coverage: ₹5,00,000 per family per year
- Beneficiaries: 10+ Crore Families (50 Crore People)
- Hospitals: 24,000+ empanelled (Govt + Private)
- Coverage: 1,949+ medical procedures
- Official Website: pmjay.gov.in
Who is Eligible & How to Check
Rural Families — Eligible if any apply:
- ✅ Living in 0 or 1 room kutcha house
- ✅ SC/ST families without pucca house
- ✅ Female-headed household with no adult male
- ✅ Families with no adult member aged 16–59
Urban Families — Eligible if occupation is:
- ✅ Domestic worker, street vendor, construction worker
- ✅ Rag picker, auto/rickshaw driver, security guard
- ✅ Sanitation worker, home-based tailor, handloom worker
How to Check Eligibility Online
- Go to pmjay.gov.in
- Click "Am I Eligible?"
- Enter mobile number → verify OTP
- Search by Name / HHD Number / Ration Card
- If eligible, your name appears with family details
How to Get Golden Card & What is Covered
Steps to Get Ayushman Golden Card
- Visit nearest CSC (Common Service Centre) with Aadhaar card
- Or visit any empanelled hospital's Ayushman Mitra desk
- Complete biometric verification (fingerprint)
- Card generated immediately — completely free
- Download the Ayushman Bharat App for digital card
Diseases Covered
| Category | Examples |
|---|---|
| Heart Diseases | Bypass surgery, angioplasty, valve replacement |
| Cancer | Surgery, chemotherapy, radiation |
| Kidney | Dialysis, kidney transplant |
| Maternity | C-section, normal delivery, newborn care |
| Orthopedic | Knee/hip replacement, fracture surgery |
💡 Helpline: Ayushman Bharat Toll-Free: 14555 | 1800-111-565 (State)
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- 🔗 More Jobs: JobKaka.com
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Nevlite Editorial Team
Government exam experts & career counselors helping Indian aspirants since 2020. Covering SSC, Railway, Bank, UPSC and all PM Yojana schemes.
